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Privacy
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| FACTS |
WHAT DOES PHYSICIANS NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?
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| Why? |
Financial companies choose how they share your personal information. Federal
law gives consumers the right to limit some, but not all sharing. Federal law
also requires us to tell you how we collect, share, and protect your personal
information. Please read this notice carefully to understand what we do.
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| What? |
The types of personal informaton we collect and share depend on the product or
service you have with us. This information can include:
- Social Security number and income
- account balances and payment history
- credit history and credit scores
When you are no longer our customer, we continue to share your information
as described in this notice.
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| How? |
All financial companies need to share customers’ personal information to run
their everyday business. In the section below, we list the reasons financial companies
can share their customers’ personal information; the reasons Physicians National Bank
chooses to share; and whether you can limit this sharing.
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| Reasons we can share your personal information |
Does Physicians National Bank share? |
Can you limit this sharing? |
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court
orders and legal investigations, or report to credit bureaus
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Yes
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No
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For our marketing purposes-
to offer our products and services to you
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No
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We don’t share
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For joint marketing with other financial companies
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No
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We don’t share
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For our affiliates’ everyday business purposes-
Information about your transactions and experiences
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No
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We don’t share
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For our affiliates’ everyday business purposes-
Information about your creditworthiness
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No
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We don’t share
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For nonaffiliates to market to you
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No
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We don’t share
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| Who we are |
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Who is providing this notice?
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Physicians National Bank means the following institutions: Physicians National Bank. |
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| What we do |
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How does Physicians National Bank protect my personal information?
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To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
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How does Physicians National Bank collect my personal information?
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We collect your personal information, for example, when you:
- apply for a loan or deposit money
- make a wire transfer or make deposits or withdrawals from your account
- open an account
We also collect your personal information from other companies.
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Why can’t I limit all sharing?
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Federal law gives you the right to limit only:
- sharing for affiliates’ everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
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| Definitions |
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Affiliates
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Companies related by common ownership or control. They can be financial and nonfinancial
companies.
- Physicians National Bank has no affiliates.
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Nonaffiliates
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Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
- Physicians National Bank does not share with nonaffiliates so they can market to you.
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Joint marketing
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A formal agreement between nonaffiliated financial companies that together market
financial products or sevices to you.
- Physicians National Bank doesn’t jointly market.
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| Other important information |
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For Massachusetts, Mississippi and New Jersey Customers. We will not share personal
information from deposit or share relationships with nonaffiliates either for them to
market to you or for joint marketing - without your authorization.
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Personal Banking
