Healthcare Lending Solutions

Physician and Dental Practices

Working Capital Lines of Credit

Flexible revolving lines of credit provided to practices to support their cash flow needs.  No annual renewal fees, with line of credit limits generally based on the financial wherewithal of the practice or its individual equity shareholders. 

Practice Acquisition Term Loans

Fixed rate term loans used to acquire an existing practice or an additional location for a practice.  Rates generally based on a five year term with payments generally amortized over a maximum 7 to 10 year period.     

Debt Consolidation loans

Term loans to consolidate or refinance existing line of credit balances and existing term loans, or other business indebtedness such as equipment lease debt.  Fixed and variable rate options with payments generally amortized over a 5 to 7 year period.

Equipment Financing

Finance or lease new and used equipment for medical and dental practices.  Equipment leasing provides capital conservation, tax benefits, preservation of lines of credit, and protection against equipment obsolescence.